Business Solutions – Powered by Sunshine Life & Health Advisors
Comprehensive protection for your people and your future—benefits, tax strategies, and preservation plans, delivered with Sunshine's trusted legacy.
A Sunshine Division
Committed to Your Business
We are in the business of providing solutions. To truly fulfill the needs of a business and its ownership group, alongside the employees, is to build a trustful relationship. After this initial phase has been accomplished, then we can move to consulting and suggesting adequate solutions based on every individual business. We aim to provide an A La Carte service filled with combinative answers that correctly match or supersede expectations.
Sunshine Life & Health Advisors was founded on the principals of altruistically informing the community of the necessities they didn’t know existed. Since our inception in 2013, we have provided insurance coverage to over a quarter million of Americans nationwide. We are amongst the largest FMO’s in the nation in terms of premium and production. The competitive advantage we can offer our customers is unprecedented; we can offer fully customizable plans exclusive to our firm.
Tailored Solutions for Every Stage of Business
Group Health Benefits
Business Preservation
Retirement Planning
Income Replacement
Tax Savings (Section 125 Plans)
Built on Legacy. Backed by Results
- 13+ years of service
- 2m+ families served
- bilingual support
- nationwide carriers
Health
Life
Medicare
Frequently Asked Questions
Are there any affordable plans for my business with under 50 employees?
Yes, there have been several carriers that have jumped into the small and micro business arena offering competitive rates.
Why does my business need life insurance?
This one has many answers, but speaking specifically from a business perspective, Key-Man policies and Buy-Sell Agreements can be funded via a life insurance policy; resulting in significant savings for the employer.
What kind of tax savings are available to me via the insurance market?
IRS Section 125 allows for health, medical, and preventative plans to be taken out on a pre-tax basis, giving your business and its employees a lower tax basis, ergo saving money on both scenarios.
What is the minimum number of employees needed to start a retirement plan?
As few as one employee.
What does Sunshine Life & Health Advisors charge to assess my business and its potential needs?
The assessment is completely free and requires no commitment.